Deposit Form Of Canara Bank The Story Of Deposit Form Of Canara Bank Has Just Gone Viral!

INDEPENDENT AUDITORS’ REPORT



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TO, THE PRESIDENT OF INDIA



Report on the Banking Statements

1. We accept audited the accompanying banking statements of Canara Bank as on 31st March, 2016, which comprise the Antithesis Area as at 31st March, 2016, Profit and Accident Account, the Banknote Flow Annual for the year again ended, and a arbitrary of cogent accounting behavior and added allegorical information. Congenital in these banking statements are the allotment of 20 branches audited by us, 3218 branches audited by approved annex auditors and 6 adopted branches audited by bounded auditors in corresponding countries. The branches audited by us and those audited by added auditors accept been called by the Bank in accordance with the guidelines issued to the Bank by the Reserve Bank of India. Additionally congenital in the Antithesis Area and the Profit and Accident Annual are the allotment from 2604 branches (including one across branch) which accept not been subjected to audit. These unaudited branches annual for 4.65 per cent of advances, 13.60 per cent of deposits, 3.89 per cent of absorption assets and 11.62 per cent of absorption expenses. Management’s Albatross for the Banking Statements



2. The bank’s administration is amenable for the alertness of these banking statements in accordance with the Banking Regulation Act 1949, Reserve Bank of India guidelines from time and time and Accounting Standards about accustomed in India. This albatross of the Administration includes design, accomplishing and aliment of centralized ascendancy accordant to the alertness of the Banking Statements that are chargeless from actual misstatement, whether due to artifice or error.

Auditors’ Albatross

3. Our albatross is to accurate an appraisal on these banking statements based on our audit. We conducted our analysis in accordance with the Standards on Auditing issued by the Institute of Chartered Accountants of India. Those standards crave that we accede with ethical requirements and plan and accomplish the analysis to access reasonable affirmation about whether the banking statements are chargeless from actual misstatement.

4. An analysis involves assuming procedures to access analysis affirmation about the amounts and disclosures in the banking statements. The procedures called depend on the auditor’s judgment, including the appraisal of the risks of actual baloney of the banking statements, whether due to artifice or error. In authoritative those accident assessments, the accountant considers centralized ascendancy accordant to the Bank’s alertness and fair presentation of the banking statements in adjustment to architecture analysis procedures that are adapted in the circumstances, but not for the purpose of cogent an appraisal on capability of the entity’s centralized control. An analysis additionally includes evaluating the annual of accounting behavior acclimated and the acumen of the accounting estimates fabricated by management, as able-bodied as evaluating the all-embracing presentation of the banking statements.

5. We accept that the analysis affirmation we accept acquired is acceptable and adapted to accommodate a base for our analysis opinion.

Opinion

6. In our opinion, as apparent by the books of the Bank, and to the best of our advice and according to the explanations accustomed to us:

I. The Antithesis sheet, apprehend with the cogent accounting behavior and the addendum after is a abounding and fair Antithesis Area absolute all the all-important particulars, is appropriately fatigued up so as to display a accurate and fair appearance of accompaniment of diplomacy of the Bank as at 31st March, 2016 in acquiescence with accounting attempt about accustomed in India;

II. The Profit and Accident Account, apprehend with the cogent accounting behavior and the addendum after shows a accurate antithesis of loss, in acquiescence with accounting attempt about accustomed in India, for the year covered by the account; and

III. The Banknote Flow Annual gives a accurate and fair appearance of the banknote flows for the year concluded on that date.

Emphasis of Matter

7. We draw absorption to the Schedule 18: ‘Notes to Accounts’ regarding:

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I. Note No.5.1.2 to the banking annual apropos the change in the accounting action w.r.t. change in the adjustment of charging depreciation, change in the advantageous of activity of assertive anchored assets and the consequential aftereffect on banking statements.

Our appraisal is not able in annual of the aloft declared matters.

Report on Added Legal and Regulatory Requirements

8. The Antithesis Area and the Profit and Accident Annual accept been fatigued up in Forms “A” and “B” appropriately of the Third Schedule to the Banking Regulation Act, 1949.

9. Accountable to the limitations of the analysis adumbrated in annex 1 to 5 aloft and as appropriate by the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 / 1980 and additionally accountable to the limitations of acknowledgment appropriate therein, we address that;

a) We accept acquired all the advice and explanations which to the best of our ability and belief, were all-important for the purposes of our analysis and accept begin them to be satisfactory;

b) The affairs of the Bank, which accept appear to our apprehension accept been aural the admiral of the Bank;

c) The allotment accustomed from the offices and branches of the Bank accept been begin able for the purposes of our audit;

10. We added address that:

a) The Antithesis Area and Profit & Accident Annual dealt with by this address are in acceding with the books of annual and allotment

b) The address on the accounts of the Branch/Offices audited by the annex auditors of the Bank beneath Section 29 of the Banking Regulation Act, 1949 accept been beatific to us and accept been appropriately dealt with by us in advancing this report;

c) In our opinion, the Antithesis Sheet, Profit & Accident Annual and Banknote Flow Annual accede with the applicative Accounting Standards

For S C Vasudeva & Co.

Chartered Accountants

FRN:000235N  

Sanjay Vasudeva

Partner  Membership No. 090989

For Vinay Kumar & Co.

Chartered Accountants

FRN:000719C  

Vinay Kumar Agrawal

Partner Membership No. 013795

For Ram Raj & Co.

Chartered Accountants

FRN:002839S

P Karunakara Naidu

Partner Membership No. 210603

For V K Niranjan & Co.

Chartered Accountants

FRN:002468S  

Niranjan V K

Partner Membership No. 021432

For J L Sengupta & Co.

Chartered Accountants

FRN:307092E  

P Parthasarathy

Partner  Membership No. 019410

For J Singh & Associates

Chartered Accountants

FRN:110266W

J Singh

Partner Membership No. 042023

Place: Bangalore

Dated: May 27, 2016  

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