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About 4 actor Americans can apprehend to get a prepaid debit agenda loaded with bang money in the mail starting this week.

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The Treasury Department on Monday appear affairs to bear prepaid Visa debit cards — formally alleged EIP Cards and issued by MetaBank — to bodies who authorize for a bang analysis but didn’t accord the IRS direct-deposit advice and had their tax allotment candy by the IRS centers in Austin, Texas, or Andover, Massachusetts.

“Treasury and the IRS accept been alive with aberrant acceleration to affair Economic Impact Payments to American families,” Treasury Secretary Steven Mnuchin said in a statement. “Prepaid debit cards are secure, attainable to use, and acquiesce us to bear Americans their money quickly. Recipients can anon actuate and use the cards safely.”

The debit cards can be acclimated to abjure banknote from an ATM, alteration funds to a coffer account, affair a check, or accomplish purchases wherever Visa is accepted. Alone one agenda will be provided per ancestors — for instance, a brace who files taxes accordingly and is accepting an added acquittal for a adolescent abased will get alone one debit card.

Here are accepted questions and answers about the debit cards.

The Treasury has a affiliation with MetaBank to accomplish its US Debit Agenda program, which delivers non-benefit payments from federal agencies to companies and individuals via prepaid debit cards.

The Treasury says anyone who qualifies for a abatement payment, didn’t accommodate the IRS with cyberbanking information, and had their tax acknowledgment candy at either the annual centermost in Austin, Texas, or the one in Andover, Massachusetts, will get a prepaid debit card.

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The Treasury did not specify which taxpayers had their allotment beatific to those centers, but according to the IRS’s Economic Impact Acquittal FAQs page, the Andover annual centermost covers association in Maine, Maryland, Massachusetts, New Hampshire, and Vermont, while the Austin annual centermost covers association in Florida, Louisiana, Mississippi, Oklahoma, and Texas.

The IRS folio says the Austin annual centermost additionally covers association of a adopted country or US control or territory; Americans who use a aggressive abode (APO or FPO); taxpayers who book Form 2555 (Foreign Earned Assets Exclusion) or Form 4563 (Exclusion of Assets for Bona Fide Association of American Samoa); and dual-status aliens.

No — the IRS says the Bureau of Fiscal Services (BFS) is apart chargeless who gets a debit agenda and who gets a check. 

No — in best cases, there’s no fee associated with application your EIP Card.

There are a few exceptions. You will be answerable a fee if you:

MetaBank is a civic coffer headquartered in South Dakota. It offers drop products, mortgage loans, business loans, and prepaid debit cards. The coffer is a affiliate of the Federal Drop Insurance Corporation. It operates alone a scattering of coffer branches but is attainable online.

You can download the Money Network app from the Apple Abundance or the Google Play abundance to acquisition a chargeless ATM abreast you. You can additionally use the locator apparatus on EIPCard.com.

You can additionally abjure banknote at no added allegation aback you accomplish a acquirement at a grocery or accessibility abundance that offers debit banknote back.

Your EIP agenda will be mailed to the abode on book with the IRS. It will access in an envelope from Money Network Cardholder Services with instructions on how to actuate it.

If your agenda is baseborn (or lost), alarm 1-800-240-8100 to address it. The agenda will be anon deactivated, and you’ll get a new one in the mail — however, you will be answerable $7.50 for the backup agenda and $17 for antecedence shipping.

If the agenda is aloof confused and you anticipate you’ll antithesis it, you can lock it after deactivating by logging into your annual at EIPCard.com, the aforementioned armpit you use to actuate your agenda and analysis your balance.

And remember: The government communicates through mail only; it will not alarm or email you. If you get a alarm or email allurement for information, it’s a scam.

No, the government won’t clue your purchases — in fact, it’s actionable to do so. Federal law says that beneath accustomed circumstances, the government can’t ask the agenda issuer about your action unless you accept accustomed accounting permission.

The abatement payments are abundantly based on adapted gross assets appear on 2018 and 2019 tax returns.

Anyone with a Social Security cardinal who isn’t claimed on addition else’s tax acknowledgment as a abased — and earns beneath than $99,000 as a distinct filer, $198,000 as a collective filer, and $136,500 as a head-of-household filer — is in band to accept a payment. Nonfilers and bodies who accept federal allowances additionally get payments.

Couples who book accordingly can get up to $2,400, and alone filers can get up to $1,200, additional an added $500 per adolescent beneath 17.

To analysis your balance, you can log on to EIPCard.com or alarm 1-800-240-8100 to apprehend your antithesis from an automatic system.

The EIP Agenda is a prepaid debit card, not a allowance agenda — you shouldn’t end up with a small, annoying sum you can’t use. If you absorb the money on your agenda and end up with a few dollars left, you can abjure the actual sum in cash.

Prepaid debit cards are not acclaim cards. You are not borrowing money from a coffer or the government, and you won’t accept to pay any of it back. Spending the money on your agenda will not affect your acclaim score.

The EIP Agenda is hardly altered from a acceptable debit agenda — instead of cartoon funds from a blockage account, anniversary acquirement is deducted from the actual antithesis on the card.

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