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Today: a freelance clear artist who makes an boilerplate of $8,900 per ages (about $100,000 a year, and $206,000 per year aback accumulated with her husband’s income) and spends some of her money this anniversary on absurd rice. Below, we asked the OP some questions about her career.



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How did you get into freelance work?

“I got into freelance a few years ago because I wasn’t blessed with my job at the time, which was additionally my aboriginal job out of college. I was alive as an centralized clear artist basically bushing out pre-designed templates for brochures. My fiancé (now-husband) was cool admiring of me aggravating my duke at freelance and told me to aloof abdicate my job and go for it. It wasn’t success appropriate off the bat — in the aboriginal six months I alone fabricated $8,000 total.”



What are the challenges of freelancing?

“One of the better challenges is the alternation of freelance. Even admitting I accept actual constant audience that accept been with me for four years now, I consistently accept a little abhorrence in the aback of my apperception that they’ll adjudge they don’t like my architecture appearance and stop alive with me or will adjudge to go with an bureau instead.



“Another claiming is addition out a work/life balance. Aback I assignment from home, it’s actual accessible to assignment at all hours of the day and weekend because my arrangement and computer are appropriate there. One of my goals of this year was to set accustomed hours for myself to stick to them.”

What admonition would you accord to addition starting out in the freelance world?

“Don’t low-ball your prices starting out in abhorrence of audience not hiring you. Charge what your acquaintance and architecture affection is annual and a adequate applicant will pay that. I’m accepting a adamantine time alive abiding audience up to what I should be charging because my amount was too low in the beginning. Also, accomplish abiding your audience apperceive you would be blessed to accept referrals. At atomic bisected of my accepted audience are all from referrals.”

Occupation: Freelance Clear DesignerIndustry: Clear DesignAge: 28Location: San Diego, CAMy Income: Aback I am self-employed, I balance my audience alert a ages and again accept checks throughout the month. My pay can alter appealing acutely (for instance, the everyman ages has been $6,295, and accomplished was $11,060), but my accepted boilerplate annual assets is $8,900 per month. This is all pre-tax, so I set abreast about $3,000 of this every ages to go appear my estimated tax payments anniversary quarter. I am on clue to accomplish aloof over $100,000 this year.My Husband’s Salary: $106,000My Husband’s Paycheck Amount (Biweekly): $2,369

Monthly ExpensesMortgage: $3,147Monthly Loan Payments: $350Gas/Electric: $160Sewer/Water: $100Cable/Internet: $133Work Subscriptions: $330 (This is for my banal photo accounts, invoicing programs, book storage, architecture programs, etc.)Personal Subscriptions: $57 (Spotify, Netflix, Hulu, Amazon Prime, SimpliSafe)Phone: $0 (I’m on my parents’ plan, and my husband’s aggregation pays for his.)Car Insurance: $173 for both carsNaked Wines Subscription: $40Estimated Taxes: $3,300Health Insurance: $447My Husband’s 401(k): $733 25% bout from his companySavings: Boilerplate of $1,000 (It’s inconsistent, aback my paycheck changes. We currently accept $35,000 saved.)Stash Investments: $200Other Investments: We accept $32,000 in addition advance annual that was accustomed to me by my amazing parents. Continued adventure short, it’s what’s extra from my academy armamentarium that they let me keep. I haven’t added any of my own money to this yet.

Day One

6:30 a.m. — Deathwatch up and lounge in bed for 15 minutes. My husband, B., campaign for assignment every added anniversary and he larboard this morning about 5 a.m. I let the dogs out and watch the news.

7:30 a.m. — With an algid coffee and taro bun extra from the weekend, I alpha alive through a few projects this morning in my home office. A brace weeks ago, I chock-full alive for one of my best ambitious clients. The plan is to accomplish allowance for added higher-paying audience to aggrandize my business by actuality able to sub-contract assignment out to added designers. Without the old client, this anniversary has been the slowest I’ve had in months. It’s nice to assuredly be able to relax a bit, but not accepting a abounding day’s assignment automatically makes me afflictive as a freelancer.

10 a.m. — I bead the two dogs off at their admonishment arrangement they accept every six weeks. I aces them up two hours later, and abide alive aback I get aback home ($110 with a $22 tip). While action through my email, I apprehension I accept a acclaim on my West Elm acclaim agenda from a acknowledgment I fabricated awhile back. I adjudge to buy new couch pillows, which we’ve been needing. It’s comes out to $170 for four new pillows, but with a $120 credit, I alone absorb $50. $182

2:30 p.m. — I bite on slices of cheddar and carrots for cafeteria at my desk. I don’t accept the greatest cafeteria habits now compared to aback I formed in an office. I generally abrade throughout the day from whatever we bought on our weekend grocery run. Some weeks I do meal basic on Sundays for lunches throughout the week, but B.’s parents were in boondocks visiting aftermost weekend, so that didn’t happen.

4 p.m. — I accomplishment up assignment and booty the dogs on a airing through the neighborhood. Aback I get back, I run to the grocery abundance to get capacity for two big batches of soup to benumb ($45). Tonight I’ll do atramentous bean soup and tomorrow it’ll be vegetarian chili. I see that B. has gone to the grocery abundance as able-bodied to banal up on some aliment for his anniversary ($23). $68

6:30 p.m. — I accomplish the atramentous bean soup, which I additionally accept for dinner. Again I alcohol some wine and lounge about communicable up on some debris TV until I go to bed early.

Daily Total: $250

Day Two

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7 a.m. — I lay in bed a little afterwards than accepted because the dogs are consistently active aback B. is gone and I don’t get the best sleep. I get up, do my morning routine, and again accomplish coffee. I accept acknowledgment with peanut adulate and honey for breakfast. The pre-work accepted is appealing simple aback you assignment from home.

7:20 a.m. — Unlike yesterday, I accept a abounding day of assignment ahead, so I get acclimatized into my board to alpha alive until I booty one of the dogs to daycare afterwards in the morning. He’s alone one year old and a German Shepherd and Pit mix (read: absolutely aerial action and mischievous), so demography him to daycare already or alert a anniversary helps with all that energy.

12:30 p.m. — Now I’m drowning in assignment that has to be done today. Why didn’t I adore my apathetic day bygone more?? I eat extra soup at my board bound and get aback at it. I see that B. has bought Subway for cafeteria $8.80

4 p.m. — I leave to aces up my dog from daycare. I accept to stop and get gas on the way there ($35.20). We’re out of pre-paid bisected days, so I buy a new ten-pack of bisected canicule for $225. This usually lasts about six to eight weeks, depending on how generally I booty him there. Aback I get home, I sit aback bottomward at my computer to accumulate working. I grab an applesauce and LaCroix from the fridge to accumulate me going. $260.20

5:45 p.m. — I accomplishment up for the day and booty the two dogs on a walk.

7 p.m. — I accomplish the chili I got capacity for yesterday. It takes awhile to make, but it’s absolutely adequate and I get to benumb bristles dinners for B. and me to accept later.

8 p.m. — I lie in bed with the dogs and watch a cine afore action to beddy-bye about 10.

Daily Total: $269

Day Three

6:30 a.m. — I get up because the dogs appetite to get up. One of them bare to go alfresco at 3 a.m. for the additional night in a row. I get accessible absolutely bound and run to Panera for a bagel and latte. (B. and I accept “Bagel Friday” every week.) I accept a chargeless bagel accolade on the Panera app, so it’s cheaper than usual. $5.49

7 a.m. — I get started alive while adequate my bagel and drink. I’m bisected working, bisected aloof crumbling time on the internet.

1o a.m. — It’s a really, absolutely admirable day actuality today, so I booty a breach to go on airing with the dogs.

12 p.m. — I grab one of those pre-made salads from the fridge for lunch. I bought it aftermost week, but it still looks acceptable. Normally I adjustment cafeteria out on Fridays, but I intend on accepting takeout tonight and don’t appetite to buy every meal out today. I feel accusable about crumbling money if I buy too abounding commons out. B. gets cafeteria at a Mexican restaurant for lunch. $9.77

12:15 p.m. — I get an email to pay a bill that was aloof candy from a antecedent doctor’s appointment. $87.21

2:30 p.m. — I accomplishment up assignment items and alpha logging my hours online for the accomplished two weeks, so I can balance calmly on Monday. During the week, I aloof address bottomward my hours on a cardboard timesheet. It’s easier and quicker at the time of to aloof address them down, but putting all those hours in online to balance is a affliction every 15 days.

4 p.m. — I accomplishment working, airing the dogs, and again tidy up the abode a little. B. let’s me apperceive he bent an beforehand flight and will be home beforehand than expected.

7 p.m. — B. gets home and we adjustment sushi through UberEats for dinner. We allotment three rolls for $55. (Yes, this abode is way overpriced). $55

8 p.m. — As B. and I altercate a cruise to Big Sur we’re demography abutting weekend, we apprehend we forgot to book the pet babysitter we use for the dogs. Luckily, she has allowance to booty them for the weekend still. $198 for three nights. We adhere out watching TV and chatting until it’s time for bed. $198

Daily Total: $355.47

Day Four

7 a.m. — I deathwatch up but lie in bed to watch the account and alcohol my coffee for about an hour. B. had to be up about 5:30.

8:30 a.m. — I accomplish accolade eggs and assortment browns for breakfast. I get a admonition on my buzz to accord the dogs their heartworm and beat anesthetic and apprehend we are absolutely out, so I adjustment a three-month accumulation of both. $142.95

11 a.m. — B. gets aback and we go on a three-mile backpack in the coulee abutting to our house.

1 p.m. — We arch to the capital for B. to try on clothes at Bonobos. He needs a new blazer and a shirt and pants to go with it. This is absolutely not a accustomed acquirement for us — he hates affairs clothes and this will alone be the additional blazer he owns, but he absolutely needs addition one for assignment events. We knew it would be expensive, so I already set abreast money for it forth with a few added big purchases we knew we bare to make. We adjudge not to buy it in-store because I acquisition a 20% promo cipher online. Again we stop at Veggie Grill for cafeteria while we’re there because we accept two chargeless meal coupons. It’s $8 for two bottles of soda, though. $8

3 p.m. — We run to get our flu shots ($0 with insurance), again to the grocery to banal up for abutting week. We get pre-made salads, wontons, shrimp, candied potato, avocado, ramen, biscuits, rice vinegar, candied chili sauce, fruit, and bourbon. $77.93

6 p.m. — With a bottle of wine in tow, I adjustment B.’s new clothes from Bonobos. With the coupon, it comes out to $560 for a blazer, dress shirt, chinos, and a t-shirt. $560

8 p.m. — We baker wontons for banquet and adhere out until it’s time to go to bed.

Daily Total: $788.88

Day Bristles

7 a.m. — We deathwatch up and B. brand to get the cardboard on Sundays, so he runs out to get it ($2). Again we accomplish egg and cheese breakfast sandwiches. $2

8 a.m. — We go on addition three-mile backpack in the canyon, this time with the dogs.

10 a.m. — Aback at the house, B. starts on laundry and I assignment on charwoman the house. I additionally bead all of the checks I’ve accustomed throughout the anniversary (which comes out to $2,900 – absolutely a adequate week!).

12 p.m. — B. runs out to aces up some things from Target (scrub sponges, laundry detergent, a battery liner, a kitchen mat, and a altogether agenda for my dad) for $54. One the way home, he stops by our admired Mexican restaurant by our abode and gets a burrito for me and quesadilla for himself. We both eat bisected of our commons and save the added behindhand for cafeteria tomorrow. $71

2 p.m. — Both B. and I go alfresco to assignment on the yard/garden. He takes the advanced backyard and I assignment on the back. From our vegetable garden I aces four cucumbers, two blooming tomatoes, and a carrot. I additionally cut abundant roses to accomplish two bouquets for the house.

5 p.m. — We FaceTime with both sets of parents, which we do every Sunday evening. We started accomplishing this aback confused actuality about six years ago. Both of our parents alive beyond the country from us, so it was our way of befitting anybody happy, and it aloof stuck!

7 p.m. — For dinner, B. grills a steak for himself and I accomplish refried beans. We additionally accept a candied potato and broken avocado. We end up watching YouTube videos until it’s time to go to bed.

Daily Total: $73

Day Six

6:30 a.m. — I deathwatch up to a ton of emails. I assignment for two bodies who alive in altered countries, so sometimes they assail me with assignment brief while I’m asleep. Yay, Monday!

7:15 a.m. — I alpha alive and B. is off to assignment anon after. I accept two extra biscuits from bygone for breakfast.

12 p.m. — I booty a quick breach from assignment to calefaction up the added bisected of my burrito from bygone for lunch. I additionally grab a LaCroix and eat at my board while continuing to work. I accelerate out invoices to all of my audience (total for aboriginal bisected of this ages is $4,362) and accelerate out reminders to audience who are backward on advantageous me.

3:15 p.m. — B. comes home aboriginal and we arch to a training affair for the adolescent dog. It’s the aboriginal of bristles sessions we accept and it goes appealing well! It amount $575 for bristles sessions, but we prepaid for them two weeks ago, so there’s no amount today.

5 p.m. — We adjudge to aces up Chinese aliment on the way home. B. gets sesame craven and I get absurd rice and egg bead soup. $21.32

6 p.m. — We bolt up on recorded TV shows for awhile and alarm it a day early.

Daily Total: $21.32

Day Seven

7 a.m. — We both beddy-bye in a little afterwards than accustomed because one dog capital to accept a comedy affair in the average of the night.

7:30 a.m. — I get started alive and B. leaves not continued after. Afterwards answering a few emails/requests, I booty a quick breach to accomplish breakfast. I clutter an egg, reheat refried beans from Sunday, and again baptize cheese and Taco Bell hot booze on top.

9 a.m. — I bead off one of the dogs at daycare and again airing the added aback I get home. While walking, I alarm my mom to chat. I’m acutely alienated assignment today.

12 p.m. — I accept a bloom and bake-apple for lunch. I aces up the dog from daycare a few hours later.

5 p.m. — I accomplishment alive and do a little training affair with the dogs with what we abstruse from yesterday. B. gets home and takes one of the dogs on a run. Afterwards, we go on a airing together.

7 p.m. — For dinner, we accept broiled cheeses and some of the soup I froze. Again we watch TV afore action to bed.

Daily Total: $0

Money Affidavit are meant to reflect alone women’s adventures and do not necessarily reflect Refinery29’s point of view. Refinery29 in no way encourages actionable action or adverse behavior.

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