What small-business owners charge to apperceive about technology.
Academics predicted the acceleration of a paperless association decades ago. We’re not there yet, but at atomic on the small-business front, we’re accepting closer. In fact, a host of new accoutrement acquire accustomed recently, including Shake, an app belvedere that allows users to create, assurance and accelerate accurately bounden agreements from their smartphones; Zipmark, a agenda checkbook; and SimpleScan, a adaptable scanner and certificate administration arrangement that integrates with billow apps acclimated by baby businesses.
Shake was started in 2012 by Jared Grusd, Jon Steinberg, Abe Geiger and Stuart Ellman, a adventure backer with RRE Ventures, which has invested $1 million. It takes long, circuitous acknowledged abstracts and shortens them, putting them into apparent English and acceptance them to be accomplished and active digitally. “People assurance things all the time they don’t understand,” Mr. Geiger said. “We anticipate the best important affair is to assurance article you acquire and that will authority up in court.”
The app is geared against freelancers and baby businesses that charge to get deals done bound with affidavit but don’t acquire the time or money to go to a lawyer. It offers six templates: a freelance contract, a hiring contract, a accepted nondisclosure agreement, a buy/sell agreement, a rent/lend acceding and an acceding for loaning money. There’s additionally a create-your-own agreement, which is referred to centralized as “the napkin agreement.”
So far, the app works alone with an iPhone or an iPad, although the aggregation expects to acquaint an Android version. And for now, Shake is free; the aggregation affairs to cycle out exceptional options that will ambit in bulk from $10 to $50 a month.
Zipmark’s software lets a baby business with alternating invoices — like subscription-based services, businesses with annual associates fees or hire — acquire online payments that bright aural 24 hours. Zipmark’s appliance is anchored in a host of invoicing platforms baby businesses use, said Jay Bhattacharya, Zipmark’s arch executive.
“Businesses can accelerate an email balance — my children’s piano abecedary now does this — and at the basal of the email is a abode to bang that says, ‘Pay with your blockage account. Powered by Zipmark.’ The chump registers and is automatically taken through the action of paying,” said Mr. Bhattacharya, who added that it works abundant the way PayPal or a acclaim agenda does, but the fees are lower and the payments bright faster. Zipmark additionally allows business owners to actualize their own acquittal website, area barter can acquisition and pay their bills.
The aggregation started in 2010 and has aloft about $4 actor in adventure capital. Its agenda analysis apparatus works with abounding of the accounting systems that baby businesses use, including FreshBooks, WorkingPoint, Apptivo and Toast Invoice.
“We do real-time accident administration in such a way that we can economically accommodate a certain agenda check,” said Mr. Bhattacharya. “We created our own algorithm that pulls in a array of abstracts and determines the likelihood the analysis is activity to clear.” Another key articulation for the aggregation is B2B payments, area the accident of bereft funds is additionally actual low. Zipmark accuse businesses 1 percent of the transaction with a cap of $5.
Mr. Bhattacharya, who opened Zipmark with Jake Howerton, is a adept of Citigroup, and helped alpha Citi Ventures. He formed in the acclaim agenda division, area accuse can be as aerial as 3 percent of a transaction. “I saw this as a affliction point in the small-business community,” he said. “These businesses that do alternating announcement acquire relationships with their audience so the accident is actual low that the transaction won’t clear. Yet they are affected into a acquittal arrangement area they are answerable the aforementioned bulk as a business that doesn’t apperceive their customers.”
Finally, SimpleScan is a adaptable scanner from Certificate Capture Technologies, which has advised and congenital adaptable scanners awash beneath added cast names, like Xerox and Brother. Introduced in July, SimpleScan signals a about-face from accouterments to software, said Karl Etzel, who is arch operating administrator of DCT. It works on a cloud-based document-management belvedere that integrates with abounding small-business applications.
Users get a chargeless annual and through SimpleScan’s Web interface, they can absolute scanned abstracts to cloud-based apps like Evernote and Dropbox. “SimpleScan will aloof accelerate a scanned certificate to the billow app you appetite to accelerate it to,” said Mr. Etzel. And if you balloon area you put it? “We acquire a affection that keeps clue of that for you,” he said
The scanner additionally offers users the adeptness to breeze photos of receipts with a smartphone and accelerate them to the cloud. It ranges in bulk from $159 to $199. For baby businesses that appetite added certificate administration functions, a exceptional account will be accessible for $5 a ages after this year.
You can chase Eilene Zimmerman on Twitter.
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